{"id":2659,"date":"2011-12-09T14:45:04","date_gmt":"2011-12-09T20:45:04","guid":{"rendered":"https:\/\/www.turnerinsur.com\/ins-alabama\/?page_id=2659"},"modified":"2014-04-14T11:03:54","modified_gmt":"2014-04-14T17:03:54","slug":"earthquake","status":"publish","type":"page","link":"https:\/\/www.turnerinsur.com\/ins-alabama\/insurance\/personal-insurance\/earthquake\/","title":{"rendered":"Earthquake Insurance"},"content":{"rendered":"\n
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Earthquake Insurance throughout Alabama & Mississippi<\/h2>\n
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If you live in a seismically active area, earthquake insurance can be crucial. Standard homeowners policies don’t cover earthquake damage \u2014 leaving you to pay out of pocket. Earthquake insurance covers structure, personal belongings, and additional living expenses if your home becomes uninhabitable.<\/p>\n

Earthquakes cause swift, extensive structural damage \u2014 foundation cracks, collapsed walls, broken pipes. Policies are specifically tailored to address these issues.<\/p>\n<\/p><\/div>\n

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Standard HO<\/div>\n
Not Covered<\/div>\n<\/p><\/div>\n
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Structure<\/div>\n
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Belongings<\/div>\n
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Extra Living<\/div>\n
Covered<\/div>\n<\/p><\/div>\n<\/p><\/div>\n

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Your standard homeowners policy doesn’t cover earthquakes.<\/div>\n

The professionals at The Turner Agency, Inc. in Fayette, Alabama will outline your protection options.<\/p>\n<\/p><\/div>\n

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<\/i>QUOTE ME NOW<\/a><\/p>\r\n
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Earthquakes cause swift, extensive structural damage \u2014 foundation cracks, collapsed walls, broken pipes, and more.<\/p>\n

Some earthquake policies even offer retrofitting discounts to strengthen homes against future seismic activity. The professionals at The Turner Agency, Inc. can help you understand your risk and your coverage options.<\/p>\n

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Earthquake damage is excluded from standard homeowners policies \u2014 a separate earthquake policy fills this critical gap in your protection.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n

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Coverages Available<\/div>\n
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Earthquake Insurance \u2014 Coverages Can Include:<\/h3>\n
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    \n Structural\/foundation damage\n <\/li>\n
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    \n Personal belongings\n <\/li>\n
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    \n Additional living expenses\n <\/li>\n
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    \n Foundation & wall repairs\n <\/li>\n
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    \n Broken pipes & systems\n <\/li>\n
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    \n Retrofitting discounts\n <\/li>\n
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    \n Swift recovery support\n <\/li>\n
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    \n Specialized seismic coverage\n <\/li>\n<\/ul><\/div>\n

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    United States Seismic Risk Map<\/strong><\/p>\n

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    Contact The Turner Agency, Inc. in Fayette, Alabama to learn more about earthquake insurance options for your property.<\/p>\n<\/p><\/div>\n<\/section>\n