Flood Insurance

Flood Insurance in Alabama

Homeowners Flood Insurance Coverage Protection

If you currently live, or are going to purchase a home, in an area which has been declared “high-risk for flooding”, then you'll certainly want flood insurance for your property. But, what if you don’t live in an officially designated flood prone area near a stream, river or other low-lying area? Getting a flood insurance quote and purchasing flood insurance is still a really good idea. There is nothing worse than starting a life in a home and creating memories and losing it all to a flood issue.

Far too often a flood is thought of as an event which is catastrophic to a general area when nearby water ways overflow their banks. Yet a portion of a home can more commonly flood with just an inch or two of water from poor property drainage which causes the surrounding storm runoff to build up and rise until property begins to take on water. When water rises up to the property, it's a flood and when water rises up a property only flood insurance covers the financial loss.

Your standard homeowners insurance does not have flood insurance included. Flood insurance is commonly offered by the National Flood Insurance Program or NFIP. The Turner Agency can find you a flood insurance plan that will fit your needs.

Why Flood Insurance

Far too many omeowners never think about needing flood insurance until it’s too late. There have been countless instances in Alabama where rains cause the water to rise, or filled small streams, turning them into rivers that creep higher onto property and eventually into homes.

Torrential rains can change everything in a fairly short amount of time. Flooding is devastating, but flood insurance can help keep you afloat.

The Turner Agency can help you with a flood insurance quote. We will search for the best flood insurance rates and proper flood insurance coverage to protect property, possessions and structures.



 
Quote ME Now

 




Contact

The Turner Agency
Fayette, Alabama
Tel: 205-932-5223
Email: fayette@nullturnerinsur.com

Lamar Insurance
Vernon, Alabama
Tel: 205-695-9116
Email: vernon@nullturnerinsur.com

Lamar Insurance
Sulligent, Alabama
Tel: 205-698-9159
Email: sulligent@nullturnerinsur.com

Recent Posts

For many of us, the holiday season is a time of joy, celebration and tradition. We look forward to hosting or attending festive gatherings or concerts. We travel near and [...more]
VIEW THIS POST → Christmas Safety Reminder for Home or Office

When your child leaves for college, it is a big event. One thing that you should think about is your insurance coverage and how it could change with your son [...more]
VIEW THIS POST → Insuring Your College Student

You can insure just about any kind of vessel, whether you have a yacht, speed boat or personal watercraft like a JetSki. Every type of boat has the potential to [...more]
VIEW THIS POST → Boat Insurance for Smooth Sailing

Though grilling is an extremely popular way to prepare food in the summer, it can also be dangerous. According to the U.S. Fire Administration, gas and charcoal grills account for [...more]
VIEW THIS POST → Grilling Safety Reminders For Your Summer BBQ

Summer Water Safety Refresher Teach children water safety and swimming skills as early as possible. Always brief babysitters on water safety, emphasizing the need for constant supervision. Appoint a “designated watcher” to monitor [...more]
VIEW THIS POST → Summer Water Safety Refresher

Post Archives


Site Translator


Subscribe For Updates

Don't Miss It: Signup for our e-list and we'll automatically send you occasional updates about new items posted to our site.

When signing up you will initially receive a confirmation email requiring your approval to complete the registration. Our strict privacy policy keeps your email address 100% safe & secure.